PROPERTY: Buying a house for Generation X

property

Property prices have grown exponentially since the 1970s and new buyers are trying to get a piece of these high-return investments. Most young home buyers are using funding from their parents.

INSIGHT: Expungement helps minor offenders find jobs

Unemployment

Increased qualification fraud means that prospective employers often doubt the honesty of job seekers. Minor offenders find it more difficult to secure jobs. However, expungement of criminal records relating to certain criminal convictions may help them find jobs.

PROPERTY: Risks and rewards of buying off plan

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Buying property off plan could be a good investment, under the right circumstances. Buyers should do research before buying into a development.

INVESTMENT: Deriving value from derivatives

Warrants are still an option

Derivatives can help investors manage risks. there are three main financial strategies investors can take, these being options, futures and forward contracts and swaps.

MONEY: Protect your children’s financial future

Online child

An up-to-date Will and an insurance plan can ensure that your children are financially and emotionally protected in the event of your death.

PROPERTY: Homeowner insurance needs

Property insurance.

Homeowners can save some money and ease financial pressures by assessing their current home insurance policies and making appropriate changes. Homeowners can reduce their monthly premium or find lower insurance offerings.

MONEY: Improve your savings strategy

saving

It is important to look for financial products and services that meet savings and equity needs? Individuals often settle for traditional savings products.

INVESTMENT: Do credit ratings indicate investment merit?

Investment

Investors may use credit ratings when making investment decisions, but the real question is whether ratings are indications of investment merit. Are ratings ‘buy’, ‘sell’, or ‘hold’ recommendations, or a measure of asset value?

PROPERTY: Six essential tips for first time buyers

property

Francois Venter of Jawitz Properties gives first time home buyers practical tips to buy smart. Among these, consider buying in winter, getting the property professionally inspected and being brave enough to negotiate prices.