Christmas bonuses seem to disappear into the December madness. Here Simon Brown tells you how to spend your bonus wisely.
Before investing it is important to understand how the costs are calculated and charged. The more transparent the costs are, and easy to understand, the more likely the better possible outcome for you. If, however, the costs are complicated or not easy to identify, be very wary as this is a clear sign that you might be in for an unpleasant surprise later on.